[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cojakproc.cz\/jak-si-poridit-veci-po-kterych-touzite-a-pritom-se-nedostat-do-financni-krize\/#Article","mainEntityOfPage":"https:\/\/www.cojakproc.cz\/jak-si-poridit-veci-po-kterych-touzite-a-pritom-se-nedostat-do-financni-krize\/","headline":"Jak si po\u0159\u00eddit v\u011bci, po kter\u00fdch tou\u017e\u00edte, a p\u0159itom se nedostat do finan\u010dn\u00ed krize?","name":"Jak si po\u0159\u00eddit v\u011bci, po kter\u00fdch tou\u017e\u00edte, a p\u0159itom se nedostat do finan\u010dn\u00ed krize?","description":"I p\u0159esto, \u017ee sly\u0161\u00edme t\u00e9m\u011b\u0159 v\u0161ude, kolik lid\u00ed m\u00e1 exekuci nebo dokonce n\u011bkolik najednou, n\u011bkte\u0159\u00ed rad\u011bji podstoup\u00ed insolvenci, tzv. osobn\u00ed bankrot, kdy b\u011bhem 5 let mus\u00ed splatit nejm\u00e9n\u011b 30 procent v\u0161ech sv\u00fdch dluh\u016f a potom po\u017e\u00e1dat o oddlu\u017een\u00ed, n\u011bkte\u0159\u00ed lid\u00e9 jsou nepou\u010diteln\u00ed. Kdy\u017e se zept\u00e1te lid\u00ed, kte\u0159\u00ed takov\u00e9 finan\u010dn\u00ed probl\u00e9my maj\u00ed, jak vlastn\u011b se mohlo [&hellip;]<div class=\"read-more\"><a href=\"https:\/\/www.cojakproc.cz\/jak-si-poridit-veci-po-kterych-touzite-a-pritom-se-nedostat-do-financni-krize\/\" class=\"btn btn-primary btn-lg\">P\u0159e\u010d\u00edst<\/a><\/div>","datePublished":"2018-05-29","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.cojakproc.cz\/author\/#Person","name":"","url":"https:\/\/www.cojakproc.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9478c3014fb8763e2a18691ad6bf83eff86429738afad80df8227ac472865e36?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9478c3014fb8763e2a18691ad6bf83eff86429738afad80df8227ac472865e36?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cojakproc.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cojakproc.cz\/wp-content\/uploads\/img_a321578_w1986_t1532849176.jpg","url":"https:\/\/www.cojakproc.cz\/wp-content\/uploads\/img_a321578_w1986_t1532849176.jpg","height":0,"width":0},"url":"https:\/\/www.cojakproc.cz\/jak-si-poridit-veci-po-kterych-touzite-a-pritom-se-nedostat-do-financni-krize\/","about":["Web"],"wordCount":512,"articleBody":"I p\u0159esto, \u017ee sly\u0161\u00edme t\u00e9m\u011b\u0159 v\u0161ude, kolik lid\u00ed m\u00e1 exekuci nebo dokonce n\u011bkolik najednou, n\u011bkte\u0159\u00ed rad\u011bji podstoup\u00ed insolvenci, tzv. osobn\u00ed bankrot, kdy b\u011bhem 5 let mus\u00ed splatit nejm\u00e9n\u011b 30 procent v\u0161ech sv\u00fdch dluh\u016f a potom po\u017e\u00e1dat o oddlu\u017een\u00ed, n\u011bkte\u0159\u00ed lid\u00e9 jsou nepou\u010diteln\u00ed.Kdy\u017e se zept\u00e1te lid\u00ed, kte\u0159\u00ed takov\u00e9 finan\u010dn\u00ed probl\u00e9my maj\u00ed, jak vlastn\u011b se mohlo st\u00e1t, \u017ee je maj\u00ed, v\u011bt\u0161inou V\u00e1m odpov\u00ed, \u017ee si brali v\u00edc v\u011bc\u00ed na spl\u00e1tky, \u00fav\u011bry a p\u016fj\u010dky na dovolenou, lep\u0161\u00ed televizor apod.Nyn\u00ed nast\u00e1v\u00e1 pr\u00e1v\u011b velk\u00e9 ALE, i tito lid\u00e9 v\u00a0tu chv\u00edli m\u011bli dobrou pr\u00e1ci se slu\u0161n\u00fdm p\u0159\u00edjmem, o svou pr\u00e1ci v\u0161ak p\u0159i\u0161li, sice si na\u0161li novou, ale mnohem m\u00e9n\u011b placenou, a nezvl\u00e1dali sv\u00e9 spl\u00e1tky hradit, nast\u00e1v\u00e1 bludn\u00fd kruh, \u010dlov\u011bk si bere jednu p\u016fj\u010dku na spl\u00e1cen\u00ed jin\u00e9, o tom jist\u011b sly\u0161el ka\u017ed\u00fd z\u00a0n\u00e1s. Najdou se i lid\u00e9, kte\u0159\u00ed se s\u00a0takovou situac\u00ed nevyrovnali, a za\u010dali sv\u00e9 finan\u010dn\u00ed probl\u00e9my \u0159e\u0161it \u0161patn\u00fdmi zp\u016fsoby (alkohol apod.)Abyste se tomuhle vyhnuli, a p\u0159esto si chcete dop\u0159\u00e1t nap\u0159. dovolenou, nebo p\u0159edej\u00edt tomu, \u017ee nebudete m\u00edt dostatek pen\u011bz, kdybyste p\u0159i\u0161li o zam\u011bstn\u00e1n\u00ed, ne nadarmo se \u0159\u00edk\u00e1, \u017ee \u010dlov\u011bk by m\u011bl m\u00edt na\u0161et\u0159enou \u010d\u00e1stku ve v\u00fd\u0161i dvou a\u017e t\u0159\u00ed pr\u016fm\u011brn\u00fdch m\u011bs\u00ed\u010dn\u00edch plat\u016f. Jist\u011b nam\u00edtnete, \u017ee p\u0159ece mus\u00edte p\u0159i v\u00fdpov\u011bdi dostat odstupn\u00e9, ale je mnoho p\u0159\u00edpad\u016f, a firmy je hojn\u011b vyu\u017e\u00edvaj\u00ed, \u017ee d\u016fvod k\u00a0v\u00fdpov\u011bdi je takov\u00fd, \u017ee V\u00e1m odstupn\u00e9 n\u00e1le\u017eet nebude.Proto je jedin\u00fdm nejlep\u0161\u00edm \u0159e\u0161en\u00edm \u0161et\u0159it \u2013 ka\u017ed\u00fd m\u011bs\u00edc si ud\u011blejte rozpo\u010det, po ode\u010dten\u00ed n\u00e1jmu, v\u00fddaj\u016f za elekt\u0159inu, plyn, telefon a dal\u0161\u00ed nezbytn\u00e9 v\u00fddaje, si k\u00a0tomu se\u010dt\u011bte, kolik utrat\u00edte za j\u00eddlo. Dal\u0161\u00ed polo\u017ekou v\u00a0rozpo\u010dtu by m\u011bly b\u00fdt \u201ezbyte\u010dnosti\u201c \u2013 opravdu pot\u0159ebujete nov\u00fd svet\u0159\u00edk, kdy\u017e V\u00e1m p\u0159et\u00e9kaj\u00ed sk\u0159\u00edn\u011b, nebo u mu\u017e\u016f nejnov\u011bj\u0161\u00ed technologick\u00e9 novinky, kdy\u017e ani nev\u00edte, jestli je v\u016fbec vyu\u017eijete? Zkuste se nad t\u00edm zamyslet a tyhle v\u011bci kupovat jen ob\u010das, jist\u011b si v\u0161ichni tak\u00e9 d\u00e1v\u00e1me d\u00e1rky k\u00a0narozenin\u00e1m, k\u00a0v\u00e1noc\u016fm, tak na n\u00e1kup svet\u0159\u00edku m\u016f\u017eete j\u00edt s\u00a0partnerem p\u0159ed Va\u0161imi narozeninami, a naopak partnerovi m\u016f\u017eete dop\u0159\u00e1t jeho vysn\u011bnou novinku.M\u00edsto toho si po ode\u010dten\u00ed v\u0161ech nezbytn\u00fdch v\u00fddaj\u016f zkuste zbylou \u010d\u00e1stku z\u00a0v\u00fdplaty \u0161et\u0159it, a uvid\u00edte, \u017ee u\u017e za p\u00e1r m\u011bs\u00edc\u016f m\u016f\u017eete m\u00edt na\u0161et\u0159eno dost na vysn\u011bnou dovolenou.                                                                                                                                                                                                                                                                                                                                                                                        3.7\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si po\u0159\u00eddit v\u011bci, po kter\u00fdch tou\u017e\u00edte, a p\u0159itom se nedostat do finan\u010dn\u00ed krize?","item":"https:\/\/www.cojakproc.cz\/jak-si-poridit-veci-po-kterych-touzite-a-pritom-se-nedostat-do-financni-krize\/#breadcrumbitem"}]}]